1. General Information:
The information provided by Calcdreams.com is for general informational and educational purposes only. All tools and calculators available on this website are designed to provide estimations and general guidance based on user-provided data.

2. No Professional Advice:
The content, tools, and calculators offered on Calcdreams.com are not intended to substitute for professional advice. Users are advised to consult qualified professionals for financial, medical, legal, or other specific advice tailored to their unique circumstances.

3. Accuracy of Information:
While we strive to ensure that the information and calculations provided are accurate and up-to-date, Calcdreams.com makes no guarantees regarding the accuracy, reliability, or completeness of any information. Calculation results may vary based on multiple factors, including but not limited to user input and external data sources.

4. External Links:
Calcdreams.com may contain links to third-party websites. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites.

5. Limitation of Liability:
Calcdreams.com shall not be liable for any errors or omissions in the content, nor for any losses, injuries, or damages arising from the use of our website or tools. Use of this website is at your own risk.

6. Changes to This Disclaimer:
Calcdreams.com reserves the right to update or modify this disclaimer at any time without prior notice. Users are encouraged to review this page periodically for any changes.

7. Consent:
By using Calcdreams.com, you consent to this disclaimer and agree to its terms.

8. Contact Us:
If you have any questions about this disclaimer, please contact us through our website’s contact form.